What Will Em's Future Look Like

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This is a sponsored post written by me on behalf of ABLEnow.


Despite the fact that Em has overcome many obstacles in terms of her disability, there are still so many unknowns ahead of us that we do not know. Some questions that have yet to be answered are: Will Em walk? Will Em be independent when she grows up? How long Tracking Pixelwill she live for? Will she need assistance her entire life? What happens if she outlives Derek and I?

These are all real things that Derek and I don't have exact answers for, but they're things that definitely worry me, and leave me with knots in my chest if I'm left to think about them for too long. Possible scenarios for Em's future are her living with Jay and his future family, although I would never ask that of him, and I know what a strain that could be on his family. She could live in an adult group home with other people with disabilities, or she could be completely fine, get a college degree, and live and support herself. We just don't know.

Instead of focusing on all of the things we can't control, Derek and I have started putting our efforts on things that we can control- investing money into Em's future. Up until recently, people with disabilities were unable to save for their future, out of fear of losing their public benefits (Medicaid, Supplemental Security Income, etc...) Advocates have fought hard for this, resulting in the ABLE Act, and the new ABLEnow program. This means that for the first time eligible individuals with disabilities are able to invest in a tax advantaged savings program and save for their future, enabling them to achieve more independence, financial security, and a better quality of life. We want her future to be secured, no matter what happens down the road.

My favorite part of the ABLEnow account is that Derek and I aren't the only ones who can contribute to it. Over the next few months we're going to be having conversations with various family members who typically send money to the kids for holidays and birthdays and ask them if they would make a monetary donation into her account instead. This will give Derek and I the comfort of knowing that there is money going into the account throughout the year, even if it's not in our own budget to be contributing all the time, especially in this season of paying off student loans and saving for a new home.

ABLEnow is currently available for enrollment online, and is one of the fastest growing ABLE programs in the country. Even though some states have yet to start their own ABLE programs, ABLEnow is administered by Virginia529 (the country's largest college savings plan), and is available to eligible individuals in all 50 states.

The future is so scary to think about, especially when it comes to thinking about how your child will live once you're gone. While those questions break my heart, and can sometimes feel crippling, I'm grateful to know that we're doing what we can to ensure a great life and future for Em.



This is a sponsored post by me on behalf of AbleNOW.

24 comments

  1. I think the future is scary for everyone but I guess how worrying it might be for parents with a disable child. If you enroll for programs that can help, I am sure the future will be brighter :)

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  2. I hope Em's future will be as bright as she is beautiful!

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  3. she's a beautiful, cute and powerful little girl. her future will be big and bright. no doubt about that. just keep encouraging her :)

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  4. I'm so glad this is happening now! Your daughter is beautiful and I hope for the best for her. I know how hard it is for some people on disability to save for the future. This will be a tremendous help!

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  5. elm is so beautiful and it really comes through the pictures powerfully! have you heard of the three principles? if you search o youtube, you will find lots of videos, they might offer a different perspective and be very helpful in some ways! hugs!

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  6. Elm is so beautiful. I am sure her future will be bright as her parents are planning and doing their part very well to give her a beautiful life.

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  7. What a beautiful child! I'm so happy that the Able Act exists to help those with disabilities.

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  8. Your daughter is so beautiful! Her future will be big and bright. Just do your part and keep encouraging her.

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  9. Your daughter is a beauty! Able Act sounds like a great program to assist those with disabilities.

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  10. your daughter is very beautiful you need stay whit her support in everithing like now

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  11. She is so beautiful. I hope her future brings her only the bright and beautiful things.

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  12. Awww how adorable is she! I wish her a bright & wonderful future!

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  13. Such a cute look! What a beauty!

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  14. This Able act is really helpful glad it exists. I'm sure that Em's future will be bright, She is so beautiful girl!

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  15. It's a great idea to start savings accounts for your kids. Even putting a little money every year can add up fast!

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  16. The future is indeed unknown and it is beyond our control but what we can control is how we prepare for it. It's good there are platforms and avenues like this that help you prepare for your daughter.

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  17. As a parent of a special needs child I very much relate to your concerns. I recently learned about these accounts and they are a blessing....Shell

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  18. This is so awesome! I hope her future will be bright as her smile! We support the future of our kids and guide them as they walk through.

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  19. You are brave, and doing the prudent thing. Hope your beautiful child grows up strong and capable

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  20. It's nice that you can set up an AbleNow account for her future. The future is uncertain but this can really help you get a more secure feeling going forward.

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  21. This is such a great program. Wow I hope others from around the world have this kind of opportunity.

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  22. I am glad that Able act exists. I am sure that Ems future will be brighter and become successful in her choosing career. She is so beautiful.

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  23. I love that there is such an initiative, with an appropriate name too. At least you get some sort of security for emma's future.

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